MEDICAL AID SUBMISSIONS
This practice is able to submit claims to medical aid schemes on behalf of clients, where applicable and where the required information has been provided in full.
Clients remain solely responsible for ensuring that sufficient medical aid benefits, savings, or Prescribed Minimum Benefits (PMBs) are available at the time services are rendered. Medical aid schemes determine benefit availability, authorisation, and reimbursement, and this practice cannot guarantee payment by any scheme.
Clients are further advised that if a medical aid scheme declines, partially pays, or fails to reimburse any portion of an account for any reason, the client (or parent/guardian in the case of a minor) remains fully liable for the outstanding balance.
Clients are therefore required to familiarise themselves with their own medical aid benefits and limits and to ensure that adequate funds are available to cover sessions attended.
Clients also remain responsible for confirming with their own medical aid scheme whether services rendered by an educational psychologist are eligible for reimbursement, as this varies between schemes and benefit options.
At present, the following medical aid schemes are known not to reimburse services provided by educational psychologists:
GEMS*
Profmed
Polmed
KeyHealth
Bestmed
Medihelp
* GEMS currently reimburses a maximum of two sessions only, and only in the case of school-aged learners or registered students. Thereafter, proof of enrolment or continued studies may be required, and further reimbursement is not guaranteed.
It should be noted that these reimbursement exclusions and limitations are currently the subject of a legal challenge within the healthcare sector, aimed at reviewing the classification and funding of services rendered by educational psychologists. While the outcome of this process cannot be predicted, it is hoped that these policies may be revised in future.
From a professional and public-interest perspective, the restriction or exclusion of educational psychology services from medical aid benefits is a matter of concern, as it significantly limits access to specialised psychological support for individuals, and constrains the recognised scope of practice of educational psychologists within multidisciplinary mental-health care.
If you are a member of one of the above schemes, you may elect to proceed on a private-pay basis, or request referral to a psychologist registered in another professional category who may be able to submit claims to your medical aid.
MEDIESE FONDS EISE
Hierdie praktyk kan, waar van toepassing en mits alle vereiste inligting volledig verskaf is, eise namens kliënte by mediese fondse indien.
Kliënte bly uitsluitlik verantwoordelik om te verseker dat voldoende mediese fondsvoordele, spaargeld of Voorgeskrewe Minimum Voordele (PMB’s) beskikbaar is op die tydstip wanneer dienste gelewer word. Mediese fondse bepaal self voordeelbeskikbaarheid, magtiging en terugbetaling, en hierdie praktyk kan nie betaling deur enige fonds waarborg nie.
Kliënte word verder daarop gewys dat indien ’n mediese fonds ’n rekening weier, slegs gedeeltelik betaal, of om enige rede nie vergoed nie, die kliënt (of ouer/voog in die geval van ’n minderjarige) ten volle aanspreeklik bly vir die uitstaande bedrag.
Kliënte is gevolglik verplig om hul eie fondsvoordele en beperkings te ken en te verseker dat voldoende fondse beskikbaar is om sessies te dek.
Kliënte bly ook self verantwoordelik om by hul mediese fonds te bevestig of dienste gelewer deur ’n opvoedkundige sielkundige vir terugbetaling kwalifiseer, aangesien dit tussen fondse en plan-opsies verskil.
Die volgende mediese fondse is tans bekend daarvoor dat hulle nie dienste deur opvoedkundige sielkundiges vergoed nie:
GEMS*
Profmed
Polmed
KeyHealth
Bestmed
Medihelp
* GEMS vergoed tans slegs ’n maksimum van twee sessies, en slegs in die geval van skoolgaande leerders of geregistreerde studente. Daarna mag bewys van inskrywing of voortgesette studie vereis word, en verdere vergoeding word nie gewaarborg nie.
Daar word verder kennis geneem dat hierdie uitsluitings en beperkings tans die onderwerp is van ’n regsgeding binne die gesondheidsorgsektor, wat gemik is op die herevaluering van die klassifikasie en befondsing van dienste gelewer deur opvoedkundige sielkundiges. Alhoewel die uitkoms van hierdie proses nie voorspel kan word nie, word gehoop dat hierdie beleide in die toekoms hersien mag word.
Uit ’n professionele en openbare-belang-oogpunt is die beperking of uitsluiting van opvoedkundige sielkundedienste uit mediese fondsvoordele kommerwekkend, aangesien dit toegang tot gespesialiseerde sielkundige ondersteuning vir individue wesenlik beperk, en die erkende omvang van praktyk van opvoedkundige sielkundiges binne multidissiplinêre geestesgesondheidsorg inperk.
Indien u ’n lid van een van bogenoemde fondse is, kan u kies om dienste op ’n privaatbetalingsbasis te ontvang, of versoek dat u na ’n sielkundige in ’n ander professionele kategorie verwys word wat moontlik eise by die fonds kan indien.